Personal & Signature Loans
Credit Union Rates
Personal & Signature Loan Rates
Effective as of: October 1, 2020
|100% Share Secured|
|Share Savings Secured||2% plus current Share Rate|
|Certificate of Deposit Secured||2% plus pledged Certificate Rate|
|Personal & Signature Unsecured (Closed-end)||Fixed (as low as)|
|Up to 12 Months||8.00%|
|13 to 24 Months||8.75%|
|25 to 36 Months||9.50%|
|37 to 48 Months||10.00%|
|49 to 60 Months||11.00%|
|Fast Cash Loan (No Credit Check)||Fixed (as low as)|
|Up to 12 Months, Amounts of $500 to $2,000||32%|
|Overdraft Line of Credit (Open-end)||Fixed (as low as)|
|$100 to $5,000 Maximum, Revolving||16%|
The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans). Payment example: If you qualified for a 60 month term at 9.99% APR you would have 60 monthly payments of $21.25 per $1,000.00 borrowed.
*APR = Annual Percentage Rate.
Rates advertised are the Credit Union's best rates, subject to credit approval and may change without notice.