Personal & Signature Loans
Credit Union Rates
Personal & Signature Loan Rates
Effective as of: 8/1/2024
| DESCRIPTION | APR* |
|---|---|
| 100% Share Secured | |
| Share Savings Secured | 3% plus current Share Rate |
| Certificate of Deposit Secured | 3% plus pledged Certificate Rate |
| Personal & Signature Unsecured (Closed-end) | Fixed (as low as) |
| Up to 12 Months | 11.00% |
| 13 to 24 Months | 11.25% |
| 25 to 36 Months | 11.50% |
| 37 to 48 Months | 12.00% |
| 49 to 60 Months | 12.50% |
| Fast Cash Loan (No Credit Check) | Fixed (as low as) |
| Up to 12 Months, Amounts of $500 to $2,000 | 32% |
| Overdraft Line of Credit (Open-end) | Fixed (as low as) |
| $100 to $5,000 Maximum, Revolving | 16% |
The maximum unsecured loan amount extended to any one borrower is $10K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $10K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, Personal/Signature Loans). Payment example: If you qualified for a 60 month term at 9.99% APR you would have 60 monthly payments of $21.25 per $1,000.00 borrowed.
*APR = Annual Percentage Rate.
Rates advertised are the Credit Union's best rates, subject to credit approval and may change without notice.