Mortgage Loans

First & Second Fixed-Rate Mortgages


Lock in Your Home Loan Rate

Easy home loan services from a partner you know and trust!

In the market to purchase a home or wanting to refinance your current mortgage loan? P&S Credit Union's fixed-rate mortgages are conventional loans that are anything but conventional. You can get a 5, 10 or 15 year fixed mortgage rate and be protected from the possibility of rising interest rates. Not only that, you have the choice to amortize payments up to 30 years for a First Mortgage and 15 years for a Second Mortgage. Properties that qualify for our fixed-rate mortgages are primary residences, second/vacation homes and rental properties.

With a P&S Credit Union fixed-rate mortgage, you get:

  • First Mortgages enjoy 5, 10 or 15-year loan terms with up to 30-year amortization.
  • Second Mortgages enjoy 5, 10 or 15-year loan terms with up to 15-year amortization.
  • Loans are serviced for their entirety by P&S Credit Union, a parter you know and trust.
  • We offer a variety of options with the ability to make weekly, bi-weekly or monthly payments.

Apply for a P&S Credit Union fixed-rate mortgage today!
Please email, call the credit union at: (801) 973-0575, or visit our office.