We're here 24/7 to help when you need financial support.
Access your P&S Credit Union accounts anywhere, anytime! Apply for a loan or open an account online 24/7 from your mobile device!
You've got dreams, we've got solutions!
VISA® Credit Cards
introductory rate as low as
Truck & Auto Loans
as low as
RV & Boat Loans
as low as
P&S Credit Union personal loans take the worry out of borrowing with predictable payments that won't change over time.
With GAP protection, Vehicle Waranties, Debt Protection and Low Rates, P&S Credit Union has Auto Loans that won't be beat!
Use the equity built in your home to access funds for major expenses with a 10 year draw and a 10 year repayment period.
Savings & CD's
As a member-owned nonprofit, our growth is tied directly to yours. That’s why we strive for superior support and service.
Online Banking provides secure access to your accounts 24/7 from anywhere, using your computer, tablet or smartphone.
Put you money in your pocket with Mobile Banking. The P&S Credit Union Mobile App can save YOU time and money!
Credit Union News-
Get away today!
|Get Away Today is your best friend when it comes to travel - no matter where you choose to visit. We’ve partnered with Get Away Today to give you the most - from coast to coast!
|If you’re traveling to the West Coast, you’ll want to take advantage of Get Away Today’s discounted Disneyland tickets and hotel rates. Right now, children ages 3-9 can visit Disneyland for as low as $50/day for travel now - March 10, 2024. Now’s the perfect time to visit to beat the Spring Break crowds!
|Meanwhile on the East Coast, Walt Disney World has plenty of incredible offers to choose from! You can save up to 35% on rooms at select Walt Disney World Resort hotels when you stay 5 nights or longer - or save up to 30% on shorter stays. This offer is valid for travel most nights from March 25 - October 3, 2024.
|Now’s the time to plan your 2024 Disney vacation - no matter which coast you choose! Give the travel experts at Get Away Today a call at 855-GET-AWAY or book online now at https://www.getawaytoday.com/?referrerid=6743 or call 855-GET-AWAY to start planning your fall break today!
CYBER SECURITY SPOT LIGHT - WIRE TRANSFER FRAUD
|P&S Credit Union Wants to Keep You Safe from Scammers!
We will be providing up-to-date information and ideas on how to protect you and your money from scammers and frauds in our monthly spotlight. There are numerous articles to help you and your family know the risks. A couple of great resources are https://consumer.ftc.gov/consumer-alerts and https://www.usa.gov/scams-and-fraud
Wire transfer fraud is the unauthorized or deceptive transfer of funds from one account to another. These transactions often cross borders and involve international transactions. These criminals will often exploit various avenues - compromised emails, phishing, and social engineering - to gain access to sensitive information or manipulate victims into initiating a transfer.
A couple of scenarios include:
1. Business Email Compromise (BEC): In such a scenario, fraudsters compromise business email accounts to impersonate executives or vendors, and request funds to be transferred to a fraudulent account. The sophistication of these attacks often leads to employees falling prey to seemingly legitimate requests.
2. Real Estate Transaction Fraud: During real estate transactions, scammers may intercept communications between the buyers, sellers, and title companies. Using forged or compromised information they may trick individuals into wiring funds to fraudulent accounts.
3. Romance Scams: these may not necessarily rely on a romantic relationship; however, they will always rely on gaining one's trust. Once trust is established, fraudsters will create convincing stories to persuade victims into sending money through wire transfers.
1. Multi-Factor Authentication (MFA): Implementing MFA for emails and financial accounts will add an extra layer of security against data breaches.
2. Verification Protocols: Establish strict verification procedures, particularly for financial transactions. Confirming the legitimacy of a request for a transfer of funds through alternate channels, i.e. over the phone or, in-person communication could be a good start.
3. Stay Informed: Regularly update yourself and your organization about the latest tactics employed by fraudsters. Awareness is crucial in recognizing and thwarting evolving threats.
As the digital landscape continues to evolve, so do the methods employed by criminals engaging in wire transfer fraud. Vigilance, education, and implementation of robust security measures are essential to guard individuals and businesses from falling victim to the schemes. By staying informed and adopting proactive strategies, we can fortify ourselves against the threat of wire transfer fraud.
We Have Many Reasons to Choose P&S Credit Union
P&S Credit Union is "Where People & Service Matter!"
Best Rate Guarantee
Annual Credit Report
What Our Members Have to Say
You all at P&S C.U. really go above and beyond and it is more appreciated than I could ever express in words. THANK YOU, THANK YOU, THANK YOU!!!
Email sent to staff 10-23-2020
Your staff far exceeds any expectation in performance, personality, and customer satisfaction. Thanks!
Email to President, 5/3/19
Thank you so much for everything, we really appreciate it. So nice working with great people and a wonderful credit union.
Email to Staff, 1/23/19
Stewart, the loan process was great. Donna is amazing, she helped me out in a matter that needed to taken care of right away. I love the staff there and of course P&S credit union. Thanks again for all you do for me.
Email to President, 5/3/19
I had a great experience working with Sue to get my auto loan. I will be recommending P&S Credit Union to everyone.
Email to President, 8/9/18
We had Donna help us. Donna is very professional she helps us at times with information on loans or whatever. We have been a P & S Credit Union member for so many years, like 40 years? Personnel there have been so helpful in our lives.
Email to President, 8/11/18
I must say the process was excellent. I really thought it went well. I have no complaints and thought the staff did a great job
Email to President, 3/20/18
This credit union has been so great to work with. We have had some credit issues in the past and they have helped so much to improve our credit. They have given us great advice and helped us every step of the way. A big bank that we had an account with for over 30 years treated us terrible. Sue and Donna are two of the greatest! I would send anyone to this credit union.
Donna and all of the employees are the best to work with in any capacity. They treat you like family and not just another body in their chair with a pen in your hand. I always recommend P & S to anyone I want to have a great experience!! Thanks Donna for all you have helped my family experience in our time working with you and PSCU!!
You guys are the best, you always look out for your customers! Thanks Susan, for all you personally do to help me out with my loans!
My car is awesome!
Email to Staff, 08/14/20
I have worked with Donna for many years. She is an exceptional person to work with and I plan on working with her and P&S Credit Union for many years to come.
Email to President, 12/10/19
There are no words to describe how wonderful P&S is! Donna in particular went above and beyond for a complex situation I ran into that has been stressful for almost a month. She resolved it for me within a week even though it was another banking institutions error. She is the epitome of taking care of the customer/member. The service she provided to me is the most superior I have ever experienced anywhere!
The rates are great. Donna and Sue are wonderful. It means a lot when you walk in or call and they know who you are. That's great customer service.
Google Review 03-2021
You have been wonderful to work with Sue! P and S has always served me well. We look forward to future transactions with you!
I have been member of P&S Credit Union for about 16 years. I have always been treated like I'm their only customer while in there or on the phone. Donna, Sue and Danielle are the best people and so willing to help you out with whatever they can and they keep me up to date with new activities and and the newest information available for me as a member. Thank you so much for all your time and attention to details for me.
Google review 07/23
Need to Drop Us a Line?
Your voice matters at P&S Credit Union! We love to hear from our members and want to know how we can better serve you. Please feel free to share about your credit union experience or let us know if there's something we can do improve upon what we're doing. We will listen!
Financial Tips and Money Sense
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