We're here 24/7 to help when you need financial support.
Access your P&S Credit Union accounts anywhere, anytime! Apply for a loan or open an account online 24/7 from your mobile device!
You've got dreams, we've got solutions!
VISA® Credit Cards
introductory rate as low as
4.99% APR
Truck & Auto Loans
as low as
2.49% APR
RV & Boat Loans
as low as
8.00% APR
Personal Loans
P&S Credit Union personal loans take the worry out of borrowing with predictable payments that won't change over time.
Auto Loans
With GAP protection, Vehicle Waranties, Debt Protection and Low Rates, P&S Credit Union has Auto Loans that won't be beat!
Home Equity
Use the equity built in your home to access funds for major expenses with a 10 year draw and a 10 year repayment period.
Savings & CD's
As a member-owned nonprofit, our growth is tied directly to yours. That’s why we strive for superior support and service.
Online Banking
Online Banking provides secure access to your accounts 24/7 from anywhere, using your computer, tablet or smartphone.
Mobile Banking
Put you money in your pocket with Mobile Banking. The P&S Credit Union Mobile App can save YOU time and money!
Credit Union News-
Get Away Today!
| Holidays at Disneyland Resort are just around the corner! The Holidays at Disneyland begin November 14, 2025, and run through January 7, 2026. |
| To celebrate, we are offering Adults at Kids’ Prices through November 5! This special applies to all 3-day and longer Disneyland tickets. Tickets can be booked here: https://www.getawaytoday.com?referrerid=6743 |
2025 Tax Tip: No tax on car loan interest – for loans on NEW made-in-America vehicles
Disclaimer: This article provides general information on the potential tax deduction available to individuals who financed NEW, made-in-America vehicles after December 31, 2024. This article is not tax advice. Please consult with your tax professional to confirm whether you qualify to claim this new deduction.
Tax changes for tax years 2025-2028 may allow individuals who financed a NEW made-in-America vehicle after 12/31/24 to deduct up to $10,000 of interest paid on their loan. Generally speaking, a qualified passenger vehicle is:
- A car, minivan, van, SUV, pick-up truck or motorcycle, with a gross vehicle weight rating of less than 14,000 pounds, that has undergone final assembly in the United States.
(Not sure if your vehicle's final assembly was in the US? Grab your VIN and visit vpic.nhtsa.dot.gov/decoder . The "Plant Information" will tell you whether final assembly occurred in the US.) - A vehicle used for PERSONAL use
- For amounts financed EXCLUDING negative equity from a trade-in rolled into the purchase deal at the dealership
In future years, you will receive a new tax statement from your credit union that you can use if you qualify to deduct this interest. For 2025, however, you'll need to grab your December 31, 2025, loan statement to get your year-to-date interest paid for use when assembling your taxes. INCOME LIMITS MAY APPLY. Consult your tax advisor for additional information on whether you qualify to claim this deduction.
We Have Many Reasons to Choose P&S Credit Union
P&S Credit Union is "Where People & Service Matter!"
Membership
P&S membership is open to select Union Associations, their families and residents of Salt Lake County.
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VISA® Platinum
Get the purchase power you need with a fixed rate, low interest P&S VISA® Platinum Credit Card.
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Best Rate Guarantee
We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of P&S Credit Union membership!
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Annual Credit Report
Download your FREE annual credit report from EACH of the three credit bureaus: TransUnion, Experian and Equifax.
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What Our Members Have to Say
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Contact Us
Your voice matters at P&S Credit Union! We love to hear from our members and want to know how we can better serve you. Please feel free to share about your credit union experience or let us know if there's something we can do improve upon what we're doing. We will listen!
Financial Tips and Money Sense
Education
“Education is the most powerful weapon we can use to change the world” -Nelson Mandela To improve your financial abilities getting a good education whether it be from a technical college or university will help you make your financial dreams come true. Most of us have grown up being taught the importance of education. But…
Setting a savings Goal
It’s never too early to start building a strong foundation, and in today’s economy, it’s more important than ever to budget and save. You work hard- you deserve to live comfortably today, tomorrow and always. Get Started Saving It’s important to have a plan in place when you start to save. Take a look at…
Your Credit Score Matters
If your credit history is not where you want it to be, you’re not alone. Improving your credit scores takes time, but the sooner you address the issues that might be dragging them down, the faster your credit scores will go up. The higher your scores, the more likely you are to qualify for loans…