We're here 24/7 to help when you need financial support.

Access your P&S Credit Union accounts anywhere, anytime! Apply for a loan or open an account online 24/7 from your mobile device!

You've got dreams, we've got solutions!

VISA® Credit Cards

introductory rate as low as

4.99% APR

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Truck & Auto Loans

as low as

2.49% APR

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RV & Boat Loans

as low as

8.00% APR

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01

Personal Loans

P&S Credit Union personal loans take the worry out of borrowing with predictable payments that won't change over time.

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02

Auto Loans

With GAP protection, Vehicle Waranties, Debt Protection and Low Rates, P&S Credit Union has Auto Loans that won't be beat!

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03

Home Equity

Use the equity built in your home to access funds for major expenses with a 10 year draw and a 10 year repayment period.

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04

Savings & CD's

As a member-owned nonprofit, our growth is tied directly to yours. That’s why we strive for superior support and service.

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05

Online Banking

Online Banking provides secure access to your accounts 24/7 from anywhere, using your computer, tablet or smartphone.

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06

Mobile Banking

Put you money in your pocket with Mobile Banking. The P&S Credit Union Mobile App can save YOU time and money!

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Credit Union News-

Nov

Get Away Today!

 

 

Disney+ Subscribers can Buy 2 Days, Get 1 Day Free at the Disneyland Resort! This limited-time offer is valid for Disney+ subscribers for travel from November 18 - December 27, 2024. That’s an incredible savings and the perfect way to experience the Merriest Place on Earth! The email provided must be the email associated with the guests’ Disney+ account. If you don’t currently have Disney+, but want to take advantage of this amazing deal, you can sign up for as little as $9.99. Totally worth it! Theme Park reservation availability for these tickets will be limited and tickets are only on sale through December 23, so we encourage you to buy your tickets and make your theme park reservations ASAP.
Black Friday sale is in full swing! We’ve never offered our Black Friday sale for tickets on both costs, and we’ve never started this early, but we did this year! From now until December 4, we have Adults at Kids’ Prices on the below tickets:
California:

  • Disneyland Resort: 3-Day and longer tickets
  • Universal Studios Hollywood: All tickets
Florida:

  • Walt Disney World Resort: 3-Day and longer tickets
  • Universal Orlando Resort: 2-Day and longer tickets
Tickets NOW at https://www.getawaytoday.com?referrerid=6743 or by calling 855-GET-AWAY.
 

 

West Valley City, UT

 2024

Fall

P&S Credit Union Wants to Keep You Safe from Scammers!

In our monthly spotlight, we will provide up-to-date information and ideas on protecting you and your money from scammers and fraud. There are numerous articles to help you, and your family know the risks. A couple of great resources are https://consumer.ftc.gov/consumer-alerts and https://www.usa.gov/scams-and-fraud.

 

A Year in Review: Protecting Yourself from Scammers in 2024

The past 10 months have shown that scams are more prevalent and increasingly sophisticated, targeting people from all walks of life. Whether you’re a college student, an online shopper, or a cardholder. Understanding the tactics scammers use and knowing how to protect yourself is essential. Here’s a summary of common scams and the key steps to defend against them.

1. College Student Scams
As Campuses filled up for the fall semester, students faced a range of scams, from fake scholarships to phishing attempts disguised as emails from school administrations. Scammers exploited students’ need for loans, jobs, and cheap textbooks, making college students and especially vulnerable group

Protection Tip: Be skeptical of unsolicited offers, verify any financial aid communications through official school channels, and thoroughly research job offers before sharing personal information or sending them.

2. Online Shopping and Delivery Scams
With the convenience of online shopping comes the risk of falling for fake e-commerce sites, “too-good-to-be-true" deals, and fraudulent delivery notifications. These scams have led many to lose money on fake products, never-received items, or unauthorized purchases.

Protection Tip: Stick to reputable websites, use secure payment methods, and be cautious of delivery messages requesting critical information.

 

READ MORE

West Valley City, UT

 2024

We Have Many Reasons to Choose P&S Credit Union

P&S Credit Union is "Where People & Service Matter!"

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members

Membership

P&S membership is open to select Union Associations, their families and residents of Salt Lake County.
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visa

VISA® Platinum

Get the purchase power you need with a fixed rate, low interest P&S VISA® Platinum Credit Card.
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guarantee

Best Rate Guarantee

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of P&S Credit Union membership!
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meter

Annual Credit Report

Download your FREE annual credit report from EACH of the three credit bureaus: TransUnion, Experian and Equifax.
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What Our Members Have to Say

Testimonials

You all at P&S C.U. really go above and beyond and it is more appreciated than I could ever express in words. THANK YOU, THANK YOU, THANK YOU!!!

Sincerely, VW

Email sent to staff 10-23-2020

I love their customer service. Donna is always very kind and willing to go the extra mile to help you out.
 

 

Your staff far exceeds any expectation in performance, personality, and customer satisfaction. Thanks!

S.W.

Email to President, 5/3/19

Thank you so much for everything, we really appreciate it. So nice working with great people and a wonderful credit union.

M.M

Email to Staff, 1/23/19

Stewart, the loan process was great. Donna is amazing, she helped me out in a matter that needed to taken care of right away. I love the staff there and of course P&S credit union. Thanks again for all you do for me.

E.R.

Email to President, 5/3/19

I had a great experience working with Sue to get my auto loan. I will be recommending P&S Credit Union to everyone.

L.K.

Email to President, 8/9/18

We had Donna help us. Donna is very professional she helps us at times with information on loans or whatever. We have been a P & S Credit Union member for so many years, like 40 years? Personnel there have been so helpful in our lives.

A.W.

Email to President, 8/11/18

I must say the process was excellent. I really thought it went well. I have no complaints and thought the staff did a great job

S.G.

Email to President, 3/20/18

This credit union has been so great to work with. We have had some credit issues in the past and they have helped so much to improve our credit. They have given us great advice and helped us every step of the way. A big bank that we had an account with for over 30 years treated us terrible. Sue and Donna are two of the greatest! I would send anyone to this credit union.

P.A.

Facebook, 11/17/18

Donna and all of the employees are the best to work with in any capacity. They treat you like family and not just another body in their chair with a pen in your hand. I always recommend P & S to anyone I want to have a great experience!! Thanks Donna for all you have helped my family experience in our time working with you and PSCU!!

K.R.

Facebook, 8/8/18

You guys are the best, you always look out for your customers! Thanks Susan, for all you personally do to help me out with my loans!
My car is awesome!

J.B.

Email to Staff, 08/14/20

I have worked with Donna for many years. She is an exceptional person to work with and I plan on working with her and P&S Credit Union for many years to come.

B.L.

Email to President, 12/10/19

There are no words to describe how wonderful P&S is! Donna in particular went above and beyond for a complex situation I ran into that has been stressful for almost a month. She resolved it for me within a week even though it was another banking institutions error. She is the epitome of taking care of the customer/member. The service she provided to me is the most superior I have ever experienced anywhere!

R. Law

The rates are great. Donna and Sue are wonderful. It means a lot when you walk in or call and they know who you are. That's great customer service.

D. Tucker

Google Review 03-2021

You have been wonderful to work with Sue! P and S has always served me well. We look forward to future transactions with you!

Kris

I have been member of P&S Credit Union for about 16 years. I have always been treated like I'm their only customer while in there or on the phone. Donna, Sue and Danielle are the best people and so willing to help you out with whatever they can and they keep me up to date with new activities and and the newest information available for me as a member. Thank you so much for all your time and attention to details for me.

 

Google review 07/23

M. B.

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LEARN MORE about Your Credit Score Matters