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Access your P&S Credit Union accounts anywhere, anytime! Apply for a loan or open an account online 24/7 from your mobile device!

You've got dreams, we've got solutions!

VISA® Credit Cards

introductory rate as low as

4.99% APR

Truck & Auto Loans

as low as

2.49% APR

RV & Boat Loans

as low as

5.90% APR

01

Personal Loans

P&S Credit Union personal loans take the worry out of borrowing with predictable payments that won't change over time.

02

Auto Loans

With GAP protection, Vehicle Waranties, Debt Protection and Low Rates, P&S Credit Union has Auto Loans that won't be beat!

03

Home Equity

Use the equity built in your home to access funds for major expenses with a 10 year draw and a 10 year repayment period.

04

Savings & CD's

As a member-owned nonprofit, our growth is tied directly to yours. That’s why we strive for superior support and service.

05

Online Banking

Online Banking provides secure access to your accounts 24/7 from anywhere, using your computer, tablet or smartphone.

06

Mobile Banking

Put you money in your pocket with Mobile Banking. The P&S Credit Union Mobile App can save YOU time and money!

Credit Union News-

FEB

Get away today!

Get Away Today is your best friend when it comes to travel - no matter where you choose to visit. We’ve partnered with Get Away Today to give you the most - from coast to coast!
If you’re traveling to the West Coast, you’ll want to take advantage of Get Away Today’s discounted Disneyland tickets and hotel rates. Right now, children ages 3-9 can visit Disneyland for as low as $50/day for travel now - March 10, 2024. Now’s the perfect time to visit to beat the Spring Break crowds!
Meanwhile on the East Coast, Walt Disney World has plenty of incredible offers to choose from! You can save up to 35% on rooms at select Walt Disney World Resort hotels when you stay 5 nights or longer - or save up to 30% on shorter stays. This offer is valid for travel most nights from March 25 - October 3, 2024.
Now’s the time to plan your 2024 Disney vacation - no matter which coast you choose! Give the travel experts at Get Away Today a call at 855-GET-AWAY or book online now at https://www.getawaytoday.com/?referrerid=6743 or call 855-GET-AWAY to start planning your fall break today!

West Valley City, UT

 2024

FEB

CYBER SECURITY SPOT LIGHT - WIRE TRANSFER FRAUD

P&S Credit Union Wants to Keep You Safe from Scammers!

We will be providing up-to-date information and ideas on how to protect you and your money from scammers and frauds in our monthly spotlight. There are numerous articles to help you and your family know the risks. A couple of great resources are https://consumer.ftc.gov/consumer-alerts and https://www.usa.gov/scams-and-fraud

Wire transfer fraud is the unauthorized or deceptive transfer of funds from one account to another. These transactions often cross borders and involve international transactions. These criminals will often exploit various avenues - compromised emails, phishing, and social engineering - to gain access to sensitive information or manipulate victims into initiating a transfer.

A couple of scenarios include:

1.     Business Email Compromise (BEC): In such a scenario, fraudsters compromise business email accounts to impersonate executives or vendors, and request funds to be transferred to a fraudulent account. The sophistication of these attacks often leads to employees falling prey to seemingly legitimate requests.

2.     Real Estate Transaction Fraud: During real estate transactions, scammers may intercept communications between the buyers, sellers, and title companies. Using forged or compromised information they may trick individuals into wiring funds to fraudulent accounts.

3.     Romance Scams: these may not necessarily rely on a romantic relationship; however, they will always rely on gaining one's trust. Once trust is established, fraudsters will create convincing stories to persuade victims into sending money through wire transfers.

Protecting yourself.

1.     Multi-Factor Authentication (MFA): Implementing MFA for emails and financial accounts will add an extra layer of security against data breaches.

2.     Verification Protocols: Establish strict verification procedures, particularly for financial transactions. Confirming the legitimacy of a request for a transfer of funds through alternate channels, i.e. over the phone or, in-person communication could be a good start.

3.     Stay Informed: Regularly update yourself and your organization about the latest tactics employed by fraudsters. Awareness is crucial in recognizing and thwarting evolving threats.

As the digital landscape continues to evolve, so do the methods employed by criminals engaging in wire transfer fraud. Vigilance, education, and implementation of robust security measures are essential to guard individuals and businesses from falling victim to the schemes. By staying informed and adopting proactive strategies, we can fortify ourselves against the threat of wire transfer fraud.

 

West Valley City, UT

 2024

We Have Many Reasons to Choose P&S Credit Union

P&S Credit Union is "Where People & Service Matter!"

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Membership

P&S membership is open to select Union Associations, their families and residents of Salt Lake County.
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VISA® Platinum

Get the purchase power you need with a fixed rate, low interest P&S VISA® Platinum Credit Card.
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Best Rate Guarantee

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of P&S Credit Union membership!
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Annual Credit Report

Download your FREE annual credit report from EACH of the three credit bureaus: TransUnion, Experian and Equifax.
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Financial Tips and Money Sense

Education

“Education is the most powerful weapon we can use to change the world” -Nelson Mandela To improve your financial abilities getting a good education whether it be from a technical college or university will help you make your financial dreams come true. Most of us have grown up being taught the importance of education. But…

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Setting a savings Goal

It’s never too early to start building a strong foundation, and in today’s economy, it’s more important than ever to budget and save. You work hard- you deserve to live comfortably today, tomorrow and always. Get Started Saving It’s important to have a plan in place when you start to save. Take a look at…

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Your Credit Score Matters

If your credit history is not where you want it to be, you’re not alone. Improving your credit scores takes time, but the sooner you address the issues that might be dragging them down, the faster your credit scores will go up. The higher your scores, the more likely you are to qualify for loans…

LEARN MORE about Your Credit Score Matters