We're here 24/7 to help when you need financial support.

Access your P&S Credit Union accounts anywhere, anytime! Apply for a loan or open an account online 24/7 from your mobile device!

You've got dreams, we've got solutions!

VISA® Credit Cards

introductory rate as low as

4.99% APR

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Truck & Auto Loans

as low as

2.49% APR

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RV & Boat Loans

as low as

8.00% APR

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01

Personal Loans

P&S Credit Union personal loans take the worry out of borrowing with predictable payments that won't change over time.

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02

Auto Loans

With GAP protection, Vehicle Waranties, Debt Protection and Low Rates, P&S Credit Union has Auto Loans that won't be beat!

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03

Home Equity

Use the equity built in your home to access funds for major expenses with a 10 year draw and a 10 year repayment period.

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04

Savings & CD's

As a member-owned nonprofit, our growth is tied directly to yours. That’s why we strive for superior support and service.

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05

Online Banking

Online Banking provides secure access to your accounts 24/7 from anywhere, using your computer, tablet or smartphone.

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06

Mobile Banking

Put you money in your pocket with Mobile Banking. The P&S Credit Union Mobile App can save YOU time and money!

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Credit Union News-

Get Away Today!

 

Walt Disney World Summer Specials:
  • 4 Park Magic Ticket is Back! Starting today, for as low as $102 per day, guests can visit each of the Parks at Walt Disney World once during their trip.
  • Save up to 30% on Rooms:
    Booking is now available through October 3, 2026 for most arrivals July 30 - October 3, 2026. 1-4 night stays on select Disney Resort Collection hotels will be discounted up to 25%, and longer stays will be discounted up to 30%. This can be combined with the 4-Park Magic Ticket offer! Anniversary Celebration or the kick-off of Halloween Time!
  • Free Dining With purchase of a package: Starting TODAY through April 30, 2026, Quick Service Dining Plan is included with Value and Moderate hotel packages, and Free Disney Dining Plan is included with Deluxe hotel packages. Packages must be a minimum of 4 nights with 4-Day Park Hopper Tickets. Valid for select dates.

Tickets can be found here:
https://www.getawaytoday.com/tickets/walt-disney-world-resort/waltdisneyworldresort4-parkmagictickets?referrerid=6743

 

West Valley City, UT

 2026

P&S Credit Union Wants to Keep You Safe from Scammers!

In our monthly spotlight, we will provide up-to-date information and ideas on protecting you and your money from scammers and fraud. There are numerous articles to help you and your family know the risks. A couple of great resources are https://consumer.ftc.gov/consumer-alerts and https://www.usa.gov/scams-and-fraud. 

 

Card Skimming: How It Works and How to Protect Yourself 

As the world becomes increasingly cashless, card payments are a staple of everyday life. However, with this convenience comes the growing risk of card skimming, a type of fraud where criminals steal your card information without your knowledge. ATMs, gas stations or retail stores, card skimming can happen almost anywhere, and its effects can be devastating. Today we will break down what skimming is, how to spot it and most importantly, how to keep from falling victim.

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West Valley City, UT

 2026

We Have Many Reasons to Choose P&S Credit Union

P&S Credit Union is "Where People & Service Matter!"

BECOME A MEMBER
members

Membership

P&S membership is open to select Union Associations, their families and residents of Salt Lake County.
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visa

VISA® Platinum

Get the purchase power you need with a fixed rate, low interest P&S VISA® Platinum Credit Card.
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guarantee

Best Rate Guarantee

We do what we can to beat competitors' rates! Get the lowest possible rate with the benefits of P&S Credit Union membership!
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meter

Annual Credit Report

Download your FREE annual credit report from EACH of the three credit bureaus: TransUnion, Experian and Equifax.
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What Our Members Have to Say

Testimonials

You all at P&S C.U. really go above and beyond and it is more appreciated than I could ever express in words. THANK YOU, THANK YOU, THANK YOU!!!

Sincerely, VW

Email sent to staff 10-23-2020

I love their customer service. Donna is always very kind and willing to go the extra mile to help you out.
 

 

Your staff far exceeds any expectation in performance, personality, and customer satisfaction. Thanks!

S.W.

Email to President, 5/3/19

Thank you so much for everything, we really appreciate it. So nice working with great people and a wonderful credit union.

M.M

Email to Staff, 1/23/19

Stewart, the loan process was great. Donna is amazing, she helped me out in a matter that needed to taken care of right away. I love the staff there and of course P&S credit union. Thanks again for all you do for me.

E.R.

Email to President, 5/3/19

I had a great experience working with Sue to get my auto loan. I will be recommending P&S Credit Union to everyone.

L.K.

Email to President, 8/9/18

We had Donna help us. Donna is very professional she helps us at times with information on loans or whatever. We have been a P & S Credit Union member for so many years, like 40 years? Personnel there have been so helpful in our lives.

A.W.

Email to President, 8/11/18

I must say the process was excellent. I really thought it went well. I have no complaints and thought the staff did a great job

S.G.

Email to President, 3/20/18

This credit union has been so great to work with. We have had some credit issues in the past and they have helped so much to improve our credit. They have given us great advice and helped us every step of the way. A big bank that we had an account with for over 30 years treated us terrible. Sue and Donna are two of the greatest! I would send anyone to this credit union.

P.A.

Facebook, 11/17/18

Donna and all of the employees are the best to work with in any capacity. They treat you like family and not just another body in their chair with a pen in your hand. I always recommend P & S to anyone I want to have a great experience!! Thanks Donna for all you have helped my family experience in our time working with you and PSCU!!

K.R.

Facebook, 8/8/18

You guys are the best, you always look out for your customers! Thanks Susan, for all you personally do to help me out with my loans!
My car is awesome!

J.B.

Email to Staff, 08/14/20

I have worked with Donna for many years. She is an exceptional person to work with and I plan on working with her and P&S Credit Union for many years to come.

B.L.

Email to President, 12/10/19

There are no words to describe how wonderful P&S is! Donna in particular went above and beyond for a complex situation I ran into that has been stressful for almost a month. She resolved it for me within a week even though it was another banking institutions error. She is the epitome of taking care of the customer/member. The service she provided to me is the most superior I have ever experienced anywhere!

R. Law

The rates are great. Donna and Sue are wonderful. It means a lot when you walk in or call and they know who you are. That's great customer service.

D. Tucker

Google Review 03-2021

You have been wonderful to work with Sue! P and S has always served me well. We look forward to future transactions with you!

Kris

I have been member of P&S Credit Union for about 16 years. I have always been treated like I'm their only customer while in there or on the phone. Donna, Sue and Danielle are the best people and so willing to help you out with whatever they can and they keep me up to date with new activities and and the newest information available for me as a member. Thank you so much for all your time and attention to details for me.

 

Google review 07/23

M. B.

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Your voice matters at P&S Credit Union! We love to hear from our members and want to know how we can better serve you. Please feel free to share about your credit union experience or let us know if there's something we can do improve upon what we're doing. We will listen!

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Financial Tips and Money Sense

Education

“Education is the most powerful weapon we can use to change the world” -Nelson Mandela To improve your financial abilities getting a good education whether it be from a technical college or university will help you make your financial dreams come true. Most of us have grown up being taught the importance of education. But…

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Setting a savings Goal

It’s never too early to start building a strong foundation, and in today’s economy, it’s more important than ever to budget and save. You work hard- you deserve to live comfortably today, tomorrow and always. Get Started Saving It’s important to have a plan in place when you start to save. Take a look at…

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Your Credit Score Matters

If your credit history is not where you want it to be, you’re not alone. Improving your credit scores takes time, but the sooner you address the issues that might be dragging them down, the faster your credit scores will go up. The higher your scores, the more likely you are to qualify for loans…

LEARN MORE about Your Credit Score Matters