How to Join


Joining is Easy!

Once you become a member, you will always be a member – no matter where you live or work.

A $25 Share (Savings) Account deposit establishes your membership and you can start enjoying all the benefits of a credit union and financial stability from the National Credit Union Administration (NCUA). Best of all, we are not-for-profit, which means the earnings we get go right back to you in the form of lower interest rates, lower fees and higher dividends.

How to Join

  • Step 1: Click HERE to complete the online account application.
  • Step 2: Deliver your $25 Share Deposit to our office in person. Please also bring:
    • Your driver's License
    • If your address is out of date on your license, we'll need two (2) documents with proof of address (i.e. state ID, passport, utility bill, payroll stub, etc.)
  • Step 3: Congratulations - you're a member! Now you can start enjoying the benefits of P&S Credit Union.

Membership is Open to....

  • Residents of Salt Lake County

  • U.A. Local 140 Pipefitters, Plumbers, HVAC & R

  • Heat & Frost Insulators Local #69

  • Iron Workers Local #27

  • Boilermakers & Welders Local #182

  • Current members, and their family

  • Former employees, and their family, of Elias Morris & Sons Co. (EMSCO)

  • Family members of Local Union members