How to Join


Joining is Easy!

Once you become a member, you will always be a member* – no matter where you live or work.

A $25 Share (Savings) Account deposit establishes your membership and you can start enjoying all the benefits of a credit union and financial stability from the National Credit Union Administration (NCUA). Best of all, we are not-for-profit, which means the earnings we get go right back to you in the form of lower interest rates, lower fees and higher dividends.


How to Join

Step 1: Click HERE to complete the online account application.

Step 2: Deliver your $25 Share Deposit to our office in person. Please also bring:

Your driver's License

If your address is out of date on your license, we'll need two (2) documents with proof of address (i.e. state ID, passport, utility bill, payroll stub, etc.)

Step 3: Congratulations - you're a member! Now you can start enjoying the benefits of P&S Credit Union.

Membership is Open to....

  • Residents of Salt Lake County

  • U.A. Local 140 Pipefitters, Plumbers, HVAC & R

  • Heat & Frost Insulators Local #69

  • Iron Workers Local #27

  • Boilermakers & Welders Local #182

  • Current members, and their family

  • Former employees, and their family, of Elias Morris & Sons Co. (EMSCO)

  • Family members of Local Union members

  • Utah Prison Employees (Former UPECU Credit Union Members)