Credit Life & Disability

Insurance

How do I make a Credit Life or Credit Disablity insurance claim?

Call the Credit Union at (801) 973-0575

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Credit Life & Disability Insurance

If you experience a covered unexpected life event, credit disability and life insurance provide peace of mind by helping pay consumer loan payments.

Credit Life Insurance gives you a way to help cover your loved ones from the unexpected if you were to pass prior to paying off a loan. It reduces or pays off your outstanding loan balance up to the policy maximum. Helping to protect credit ratings, the premium can simply be incorporated into your loan payment. The policy requires no complicated enrollment forms or physical exams and may also help to cover collateral against repossession.

Credit Disability Insurance

Are you covered from the unexpected? Could you manage financially if your income was reduced or eliminated due to a disabling illness or injury? Credit Disability Insurance can help. It makes your monthly loan payment, up to the policy maximum, should you become totally disabled due to a covered illness or injury. Helping to protect credit ratings and collateral, the cost of coverage can be included in your loan payments, and helps reduce financial burden during potential recovery periods. The policy requires no complicated enrollment forms or physical exams.

Features:

  • Helps pay loan payments in case of an unexpected life event, such as a death or disability.
  • Available on most consumer loans.
  • Available to protect both primary and joint borrowers.
  • Reduce or pay off covered loans amount, up to $50,000.
  • Available to members ages 72 and younger.

Get a free quote on credit or life disability today!
Please email memberservices@pandscu.org, call the credit union at: (801) 973-0575, or visit our office.