Home Equity Lines of Credit
Imagine What You Could do With a Home Equity Line of Credit
Consolidate debt, pay education expenses, make home improvements, take a vacation and a whole lot more!
Sometimes you need a little extra money to make a dream work. The earned equity on your home is there for you to use. So make the most of it, with a P&S Credit Union Home Equity Line of Credit. Whether you're facing college expenses, making value-enhancing home improvements or simply financing that dream vacation, we'll help turn your dreams into a reality.
With a P&S Credit Union Home Equity Line of Credit, you get:
- Fixed and variable rate line of credit options.
- A loan that works similar to a credit card, but with a lower interest rate.
- Borrow what you need over a period of time. Pay interest only on what you borrow.
- Quick and easy access to your funds.
- Enjoy a 10 year draw and 10 year payback period.
- The ability to pay back the loan in monthly payments or lump sums.