Featured Rates

As low as…APR
New Vehicles 2.59%
Used Vehicles 2.89%
VISA Credit Cards 4.99%

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Competitive Rates

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Effective as of: April 1, 2018
 
 
GREAT RATES, GREAT TIMES! Receive 2% OFF new, used and refinanced RVs, boats, motorcycles, ATVs, watercraft and more. Valid for models 2010, or newer. New loans only or existing loans refinanced with an additional $10K. Subject to credit approval. Offer expires 6/30/18. Apply today! Call: (801) 973-0575. Promotional rates advertised below.
Loan Rates (as low as)
New Vehicles
2018 and Untitled 2017 VehiclesFixed APR
Up to 36 Months2.59%
Up to 48 Months2.99%
Up to 60 Months3.29%
61 to 72 Months3.55%
73 to 84 Months4.05%
 
Used Vehicles
2017 to 2010 Previously Titled VehiclesFixed APR
Up to 36 Months2.89%
Up to 48 Months3.29%
Up to 60 Months3.55%
61 to 72 Months (Vehicle cannot be more than 6 years old.)4.05%
73 to 84 Months (Vehicle cannot be more than 5 years old.)4.55%
 
Used Vehicles
2009 and Older Previously Titled VehiclesFixed APR
Up to 36 Months4.00%
Up to 48 Months4.50%
Up to 60 Months5.00%
 
Used Vehicles
Classic/Vintage According to NADAFixed APR
Up to 36 Months6.49%
Up to 48 Months6.99%
 
First Time Car Buyer
Receive .25% off the above listed rates, terms and conditions.
 
** SPECIAL!** New Boats, RVs, Motorcycles, Watercraft and ATVs ** SPECIAL!**
2018 and Untitled 2017 ModelsFixed APR
Up to 48 Months2.75%
Up to 60 Months3.05%
61 to 72 Months3.30%
73 to 84 Months3.55%
85 to 144 Months / $30,000 and above3.80%
 
** SPECIAL!** Used Boats, RVs, Motorcycles, Watercraft and ATVs ** SPECIAL!**
2017 to 2010 Previously Titled ModelsFixed APR
Up to 48 Months2.99%
Up to 60 Months3.29%
61 to 72 Months3.54%
73 to 84 Months3.89%
85 to 144 Months / $30,000 and above, less than 5 years old4.19%
 
Used Boats, RVs, Motorcycles, Watercraft and ATVs
2009 and Older Previously Titled ModelsFixed APR
Up to 48 Months6.49%
Up to 60 Months6.59%
61 to 72 Months / $20,000 and above, less than 10 years old6.99%
 
100% Share Secured
Share Savings Secured2% plus current Share Rate
Certificate of Deposit Secured2% plus pledged Certificate Rate
 
Personal/Signature Unsecured
Closed-EndFixed APR
Up to 12 Months7.99%
13 to 24 Months8.99%
25 to 36 Months10.49%
37 to 48 Months11.49%
49 to 60 Months12.49%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
Fast Cash Loan
No Credit CheckFixed APR
Up to 12 Months, Amounts of $500 to $2,00032.00%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans). To be eligible for a Fast Cash Loan, applicants must supply proof of membership for one year and proof of employment for three months.
 
** SPECIAL!** VISA Classic Credit Card ** SPECIAL!**
RevolvingFixed APR
Purchase and Balance Transfer Special (New Cardholders) 4.99%* for 12 Months
Balance Transfer Special (Existing Cardholders)4.99%* for 12 Months
Regular Rate (after both Specials) as low as9.99%

*Special introductory rate for purchases is only for new Visa cardholders. The special rate along with a $0 balance transfer fee is for both new and existing cardholders. After 12 billing cycles, all rates revert to our standard rate starting as low as 9.99% APR for card account balances. See a loan officer for details. Offer subject to end without notice.

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
VISA Debit Card Overdraft Line of Credit
RevolvingFixed APR
$100 to $5,000 Maximum16.00%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
SimplyCredit Card Consolidation
RevolvingFixed APR
SimplyCredit Credit Line4.99%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
APR = Annual percentage rate. All advertised rates and terms listed above are the Credit Union's best rates and are subject to credit approval. Rates and terms may change without notice.