Featured Rates

As low as…APR
New Vehicles 2.59%
Used Vehicles 2.89%
VISA Credit Cards 9.99%

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Competitive Rates

Share Rates Loan Rates Mortgage Rates Fee Schedule

Effective as of: May 1, 2017
 
Loan Rates (as low as)
New Vehicles
2017 and Untitled 2016 VehiclesFixed APR
Up to 36 Months2.59%
Up to 48 Months2.79%
Up to 60 Months3.09%
61 to 72 Months3.35%
73 to 84 Months3.85%
 
Used Vehicles
2016 to 2009 Previously Titled VehiclesFixed APR
Up to 36 Months2.89%
Up to 48 Months3.09%
Up to 60 Months3.35%
61 to 72 Months (Vehicle cannot be more than 6 years old.)3.85%
73 to 84 Months (Vehicle cannot be more than 5 years old.)4.35%
 
Used Vehicles
2008 and Older Previously Titled VehiclesFixed APR
Up to 36 Months3.50%
Up to 48 Months4.00%
Up to 60 Months4.50%
 
Used Vehicles
Classic/Vintage According to NADAFixed APR
Up to 36 Months5.99%
Up to 48 Months6.49%
 
First Time Car Buyer
Receive .25% off the above listed rates, terms and conditions.
 
FOR A LIMITED TIME: TAKE 2% OFF NEW, USED AND REFINANCED RECREATION VEHICLES!
Including: ATVs, Boats, Watercraft, Motorcycles, RVs, Trailers and more! Offer expires 6/30/17. Subject to credit approval. New loans only or existing loans refinanced with an additional $10K. Valid for models 2009, or newer. Promotional rates advertised below. Apply today! Call: (801) 973-0575.
 
New Boats, RVs, Motorcycles, Watercraft and ATVs
2017 and Untitled 2016 ModelsFixed APR
Up to 48 Months2.75%
Up to 60 Months2.85%
61 to 72 Months3.10%
73 to 84 Months3.35%
85 to 144 Months / $30,000 and above3.60%
 
Used Boats, RVs, Motorcycles, Watercraft and ATVs
2016 to 2009 Previously Titled ModelsFixed APR
Up to 48 Months2.99%
Up to 60 Months3.09%
61 to 72 Months3.34%
73 to 84 Months3.69%
85 to 144 Months / $30,000 and above, less than 5 years old3.99%
 
Used Boats, RVs, Motorcycles, Watercraft and ATVs
2008 and Older Previously Titled ModelsFixed APR
Up to 48 Months5.99%
Up to 60 Months6.09%
61 to 72 Months / $20,000 and above, less than 10 years old6.49%
 
100% Share Secured
Share Savings Secured2% plus current Share Rate
Certificate of Deposit Secured2% plus pledged Certificate Rate
 
Personal/Signature Unsecured
Closed-EndFixed APR
Up to 12 Months7.99%
13 to 24 Months8.99%
25 to 36 Months9.99%
37 to 48 Months10.99%
49 to 60 Months11.99%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
Fast Cash Loan
No Credit CheckFixed APR
Up to 12 Months, Amounts of $500 to $2,00036.00%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans). To be eligible for a Fast Cash Loan, applicants must supply proof of membership for one year and proof of employment for three months.
VISA Credit Card
RevolvingFixed APR
Classic Visa9.99%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
 
VISA Debit Card Overdraft Line of Credit
RevolvingFixed APR
$100 to $5,000 Maximum16.00%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
SimplyCredit Card Consolidation
RevolvingFixed APR
SimplyCredit Credit Line4.99%

The maximum unsecured loan amount extended to any one borrower is $20K. Qualifying loan amounts for this product are dependent upon existing unsecured loans previously extended (including VISA Credit Cards which have a maximum limit of $15K, Overdraft Lines of Credit which have a maximum limit of $5K, Fast Cash Loans which have a maximum limit of $2K, SimplyCredit Credit Lines and Personal/Signature Loans).
 
APR = Annual percentage rate. All advertised rates and terms listed above are the Credit Union's best rates and are subject to credit approval. Rates and terms may change without notice.